Isn't Homeowners Insurance Expensive?
Not if you shop around! You may be surprised at how much you can save when you compare offers. HomeCoverage.com makes that simple. Fill out one application, and our system sends you multiple quotes to compare.
Of course, some factors that affect your policy price are beyond your control:
- Geography. Areas known for bad weather or high crime may have higher rates.
- Construction materials. Brick homes are often less expensive to insure than wooden ones.
- Location. Think: distance from the fire department.
- Your home's value. Insurers consider what your house is worth and what it might cost to repair.
Of course, you can't pick up your Florida beach house and move it to Kansas, but you can choose the right insurance provider. Every company has preferred risk types, so even if one company quotes you sky-high rates, another might offer something affordable. That's why shopping around is so important.
By comparing quotes from multiple insurers, you can end up saving hundreds of dollars.